Ruth Maloney’s Tax Preparation Checklist

tax preparation

I shared my “resolutions” last week, and it was really nice to see the response, and to know that many of our Sacramento, Placer, and El Dorado counties clients are equally excited for the opportunity to put new legs to a new year … and to make 2017 (much) better than 2016. I remember seeing a study in the Journal … Read More

Ruth MaloneyRuth Maloney’s Tax Preparation Checklist

Ruth Maloney’s New Year’s Resolutions

New Year's Resolutions

Well, here we are in 2017. Rather eerie, in my opinion. As the holidays wind down, it means no more extended family (which might be a relief?), no more parties, no more presents. Just … daily life in Sacramento, Placer, and El Dorado countyies. And, in my opinion, this coming week is actually crucial to how the rest of your … Read More

Ruth MaloneyRuth Maloney’s New Year’s Resolutions

4 Last Minute Tax Savings Ideas For Sacramento, Placer, and El Dorado Taxpayers

tax savings

I woke up Monday morning, after the wonderful holiday weekend … and I had a realization: “After today, there are only FIVE days left in 2016.” Perhaps not a genius realization — fine. BUT, if you’re smart about how you handle these days, you can pay yourself quite well when tax time rolls around. The VERY good news is that … Read More

Ruth Maloney4 Last Minute Tax Savings Ideas For Sacramento, Placer, and El Dorado Taxpayers

Ruth Maloney’s Holiday Season Prayer

Holiday Season

I came in to the office this morning, and I noticed that traffic is already a little lighter around town. Many of us are still working, but I have plenty of friends who have already taken time away from work, starting today. Whatever your faith background, it’s hard to ignore the holiday clamor. In my opinion, it’s a crying shame … Read More

Ruth MaloneyRuth Maloney’s Holiday Season Prayer

Fake News & Four Online Privacy Tips By Ruth Maloney

Fake News

There’s a lot of talk these days about fake news — which is interesting, because most of us have realized for quite some time that much of the news is glorified “PR” in the first place. But before I get there, here is some information that is NOT fake… A bunch of tax deadlines were just released to us by … Read More

Ruth MaloneyFake News & Four Online Privacy Tips By Ruth Maloney

Thoughts On Millennials, Following Your Dreams & Career Choices In Sacramento, Placer, and El Dorado counties

Following Your Dreams

It’s getting real around our Ruth Maloney, Taxes & Investments offices these days. Our busiest time of year is definitely during “tax season”, but we are in our intense preparatory stage for it AND so are our (smarter) clients. We have no complaints, and we love our clients … but it does add some oomph to the holiday rush. And … Read More

Ruth MaloneyThoughts On Millennials, Following Your Dreams & Career Choices In Sacramento, Placer, and El Dorado counties

The Heart Behind Year-End Giving – Ruth Maloney’s Three Key Ideas

Year-End Giving

Lost amid all of the Thanksgiving and holiday noise was the fact that a federal judge just blocked the implementation of the new overtime rules that small businesses were scrambling to prepare for this year. They had been scheduled to take effect on 12/1 of this year, but right now they’re in limbo. If your employer had already made changes … Read More

Ruth MaloneyThe Heart Behind Year-End Giving – Ruth Maloney’s Three Key Ideas

Ruth Maloney’s Thanksgiving Encouragement

Thanksgiving

This week of Thanksgiving seems like it hurtled its way towards us, and suddenly the holidays are upon us. Perhaps it’s because of the elections, maybe the weather … but for some reason, it feels very sudden. And that’s probably a good thing, because it’s our chance to take a breath as a nation, and look back. Even as we … Read More

Ruth MaloneyRuth Maloney’s Thanksgiving Encouragement

A Carmichael Parent’s Four Step Guide On Teaching Money Management For Kids

Teaching Money Management For Kids

Now that the elections are over, we are all adjusting to the idea of President Donald Trump. Even typing those words is an odd experience (as it would also have been to type “President Hillary Clinton”) … we’ve had eight years of President Barack Obama, and however we feel about all of it, it’s always in our interests to approach … Read More

Ruth MaloneyA Carmichael Parent’s Four Step Guide On Teaching Money Management For Kids

Ruth Maloney’s Story of Real Wealth

Real Wealth

I’m specifically putting this together on Monday, November 7th, before Election Day, before we know the outcome of our long national sojourn. So many have been writing things like “I can’t wait for this election to be over!” and I have felt the same. But now is when the real work begins. Again, today is Monday. These words are from … Read More

Ruth MaloneyRuth Maloney’s Story of Real Wealth