Ruth Maloney On How to Win Through Giving

The fall is here, but before we’re able to *really* enjoy it around here at Team Maloney, we are carefully working through our roster of 2014 tax returns that were put on extension. As I mentioned last week — we are still able to set appointments for other matters (like tax planning, etc.), but our focus is pretty strongly set … Read More

Ruth MaloneyRuth Maloney On How to Win Through Giving

Ruth Maloney On How Having a Tax Strategy Wins Out

As I’m writing this, chances are good that we are headed towards yet another federal government shutdown of some sort, due to Congressional disagreement over a host of different funding and tax related items. (Forbes just bumped the probability from 67% to 75%.) And if doesn’t happen October 1, it may be happening in December. Gotta love those lawmakers. Snarky … Read More

Ruth MaloneyRuth Maloney On How Having a Tax Strategy Wins Out

How The Tax Code Makes Regular Carmichael Taxpayers Angry

Many people think that preparing taxes for a living is a somewhat easy assignment. Bless their hearts. It’s NOT just “filling in the boxes” and having the spreadsheets or the software spit out the results. I WISH it were so simple. There’s three big reasons why it’s much harder than that — even for many professionals. 1) The tax code … Read More

Ruth MaloneyHow The Tax Code Makes Regular Carmichael Taxpayers Angry

Ruth Maloney Shares On Family Life on a Single Income

Last week I wrote about preparing for financial chaos, and gave you some step-by-steps for what your priorities should be right now. Got a bunch of wonderful feedback, so THANK YOU for taking the time to do that. I see every email that comes my way, and I love getting responses to what I put out there for you. So, … Read More

Ruth MaloneyRuth Maloney Shares On Family Life on a Single Income

Here at Team Ruth Maloney, we are working hard through a pile of returns for our tax clients, both from extensions and for corporate filings (due tomorrow, 9/15, as I sit down to write this on Monday morning!) — but that doesn’t mean I won’t carve out the time to write a blogpost for my area (and beyond!) friends. First … Read More

Ruth Maloney

Ruth Maloney’s 11 To-Dos For Your ‘Financial Health’ Day

I’ve become increasingly aware that although I share with you strategies, tips and whatnot every week — it can be difficult to actually act on them, in the evenings for example, when the demands of family and the need for down-time pull at you. That’s ESPECIALLY true as we ramp up on the cusp of fall. And even for the … Read More

Ruth MaloneyRuth Maloney’s 11 To-Dos For Your ‘Financial Health’ Day

Maloney On Real World College Expenses

There was some eye­-opening news recently about student debt. From the WSJ article: http://on.wsj.com/1fEi4eG … … As of July, 6.9 million Americans with student loans hadn’t sent a payment to the government in at least 360 days, quarterly data from the Education Department showed this past week. That was up 6%, or 400,000 borrowers, from a year earlier. [my emphasis] … Read More

Ruth MaloneyMaloney On Real World College Expenses

Let’s Start a Conversation…

Ruth Maloney here, your tax professional. I know that we haven’t posted much before, but starting this week I’m hoping that you and I can have a conversation. You see, there hasn’t been an environment like the one we’re now facing in this economy and in our nation for quite a while. The fact is-I know you’ve got questions…about personal … Read More

Ruth MaloneyLet’s Start a Conversation…

I’d Like to Talk About Your Business…

Ruth Maloney here, your tax and accounting professional. I know that we haven’t posted much before, but starting this week I’m hoping that you and I can have a conversation about your business. You and I both see the headlines. Questionable government decisions, taxes sure to rise in the next few years (whether or not it will really help the … Read More

Ruth MaloneyI’d Like to Talk About Your Business…